Author Archives: Jay Butchko
What To Do When Your Mortgage Servicer Sells Or Transfers Your Loan — Your Rights In Ohio
For many Ohio homeowners, few things are more unsettling than receiving notice that their mortgage has been sold or transferred to a new servicer. Even if you’ve never missed a payment, the sudden change can feel confusing, and sometimes mistakes happen during the transition. Understanding your rights can help you stay protected and avoid… Read More »
Foreclosure Defense In Ohio: Options To Protect Your Home Before It’s Too Late
For many Ohio homeowners, few experiences are more overwhelming than facing foreclosure. Consumers often feel blindsided by the notice and don’t know what steps to take to correct the issue. While it’s true that foreclosure is a serious legal process, it doesn’t have to be the end of the road. In a lot of… Read More »
Understanding Your Credit Report: Common Errors And How To Fix Them
Credit reports play a major role in our lives. They have an impact on whether you can apply for a mortgage, get the apartment you want, apply for a car loan, and even certain employers might want to check your credit before hiring you. That being said, credit reports are not always accurate. Errors… Read More »
Consumer Contracts 101: What To Watch Out For Before Signing Service, Subscription, Or Home-Repair Agreements In Ohio
Most of us sign everyday contracts without giving them much thought. You could be hiring someone for home repairs, joining a gym, starting a streaming subscription, or picking a new phone plan. But in Ohio, a lot of legal headaches actually start with these kinds of routine agreements. Things like hidden fees, automatic renewals,… Read More »
Your Rights When Creditors Call: How To Handle Debt Collection Harassment In Ohio
When financial pressure builds, the stress of unpaid bills is difficult enough. But for many Ohio consumers, the situation becomes overwhelming when creditors and debt collectors begin calling relentlessly. While collection efforts are legal, harassment is not. Federal and state laws strictly regulate how collectors may contact you, what they can say, and what… Read More »
Clearing Title Problems In Ohio: Understanding Quiet Title Actions And How They Protect Property Owners
Most homeowners assume that once they buy a property, the title is clear and fully theirs. But sometimes, issues surface after the purchase, such as unresolved liens, old mortgages, ownership disputes, boundary disagreements, or mistakes in past deeds. These complications are known as “clouds on title,” and they can prevent you from refinancing, selling,… Read More »
Associate Attorney
Associate Attorney Job Type: Full-Time Location: Ohio – Worthington or Centerville Salary: $80,000 – higher salaries considered and offered based on experience and individual qualifications Application Deadline: February 6, 2026 Kohl & Cook is seeking a driven and ambitious Associate Civil Litigation Attorney to join our growing law firm. This full-time, in-person role is… Read More »
Senior Associate Attorney
Senior Associate Attorney Job Type: Full-Time Location: Ohio – Columbus or Dayton Salary: $115,000 – higher annual salaries considered and offered based on experience and individual qualifications – annual compensation review with opportunities for raises and bonuses Application Deadline: February 6, 2026 Kohl & Cook Law Firm, LLC is seeking a driven, experienced Civil Litigation Attorney to join… Read More »
Ohio Lemon Law: Your Rights When A New Car Goes Wrong
Buying a new car should give you peace of mind, not repeated trips to the repair shop. Unfortunately, some vehicles leave the dealership with serious defects that never seem to get fixed. When that happens, Ohio’s Lemon Law can provide important legal protections for consumers stuck with a defective vehicle. What is Ohio’s Lemon… Read More »
How Ohio Small Businesses Can Respond To Unfair Competition And Business Torts
Running a small business in Ohio is challenging enough without competitors crossing legal lines. Unfortunately, unfair competition and business torts are common sources of conflict, especially in crowded markets. When a competitor’s actions go beyond healthy competition and cause real harm, Ohio law provides remedies, but knowing when and how to act is key…. Read More »