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BackgroundCheck

Background Report Providers Found Violating The FCRA

By Kohl & Cook Law Firm LLC |

A new settlement linked to a lawsuit brought under the Fair Credit Reporting Act (“FCRA”) highlights consumers’ rights with respect to clicking on advertising keywords associated with products, as even the use of these keywords is covered under the consumer law. Specifically, as a result of the settlement, several businesses, including Checkmate and TruthFinder,… Read More »

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Food & Beverage False Advertising Claims On The Rise

By Kohl & Cook Law Firm LLC |

Consumers are increasingly suing businesses for consumer protection violations in connection with products that imply certain ingredients that they do not contain; fed up with businesses increasingly misrepresenting these products; promising ingredients that aren’t there and/or displaying promotion images that do not match the product. One such example includes Starbucks’ “Mango Dragon Fruit Refresher… Read More »

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FinePrint

CFPB Finds Tuition Payment Plans Violate Consumer Laws

By Kohl & Cook Law Firm LLC |

A recent report released by the Consumer Financial Protection Bureau (“CFPB”) found that college tuition payment plans can place student borrowers at risk; that some payment plans are so confusing, and carry such expensive fees, that they lead students further into debt. The report also found that a number of institutions choose to withhold… Read More »

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PathChoices

What Is Loss Mitigation? Options To Avoid Foreclosure

By Kohl & Cook Law Firm LLC |

Certain loss mitigation options can help you keep your home, such as Loan Modification and Forbearance. Sometimes also referred to as “retention,“ Loss Mitigation describes the process of lenders assisting borrowers who are struggling to make monthly mortgage payments by providing them with repayment or relief options in order to avoid foreclosure. As a… Read More »

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Legal27

Appliance Supply Businesses Targeted in Consumer Fraud Case

By Kohl & Cook Law Firm LLC |

Three Cincinnati-area appliance supply businesses and their owners are accused of accepting $4,900 in payments from consumers but failing to provide any appliances or services. Additionally, the businesses failed to register with the Ohio Secretary of State’s office which is required by Ohio law. The lawsuit, filed by the Ohio Attorney General Dave Yost,… Read More »

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Attorney General Files Suit Against Used Car Dealership Accused of Rolling Back Odometers

By Kohl & Cook Law Firm LLC |

Ohio Attorney General Dave Yost has filed a lawsuit against a fourth Columbus, Ohio used car dealership accused of rolling back odometers and selling salvaged vehicles without telling customers. The latest lawsuit was filed against Ohio Mega Group, LLC in Whitehall, Ohio. The attorney general’s office reported that it had received seventeen (17) complaints… Read More »

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Legal17

What Constitutes Creditor Harassment in Ohio?

By Kohl & Cook Law Firm LLC |

Thousands of Ohio residents are struggling with debt and facing creditor harassment. If you count yourself among them, there are remedies at your disposal. Several state and federal laws prohibit specific tactics used by creditors and collections agencies to recover a debt. There is a process for filing complaints against creditors and debt collectors… Read More »

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What are the Elements of a Breach of Contract Claim in Ohio?

By Kohl & Cook Law Firm LLC |

If you are a business owner, you probably have dealt with another business that hasn’t upheld their end of the bargain. There are numerous challenges that arise from proving a breach of contract claim in Ohio. In this article, the at Kohl & Cook Law Firm, LLC will discuss the elements of a breach… Read More »

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Legal13

Fraud & Deception Against Ohio Consumers In Connection with Imposter Websites

By Kohl & Cook Law Firm LLC |

There is a horrifying consumer protection violation practice occurring known as imposter websites, including here in Ohio, whereby websites are created to mimic legitimate businesses and cause many consumers to lose thousands on merchandise that is fictitiously sold under the premise of a “going out of business sale,” and never delivered. These websites collect… Read More »

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Legal23

Investigation Into HomeVestors of America Franchise Reveals Horrifying Predatory Real Estate & Consumer Practices

By Kohl & Cook Law Firm LLC |

Unfortunately, there are very few laws or regulations protecting homeowners from certain types of predatory real estate tactics, short of elder abuse or fraud. Recently, in an investigation into the real estate practices of the “We Buy Ugly Houses” HomeVestors of America franchise, a company that purchases real estate far below its market value,… Read More »

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