Category Archives: Consumer Law
What Legal Rights Do Ohio Consumers Have After A Data Breach?
Data breaches are a common phenomenon in today’s technological age. Organizations such as businesses, hospitals, stores, and banks store a large amount of information about their customers. If a security breach occurs and your information is stolen, you may experience identity theft, financial fraud, and damage to your credit score. If you get a… Read More »
When Debt Buyers Sue: Defending Against Purchased Debt Lawsuits In Ohio
Today, debt lawsuits are more likely to be brought by debt buyers than original creditors. This is because debt buyers purchase debts at very reduced prices, sometimes at a fraction of their face value, and then seek to collect the full amount owed through any available means. The process is prevalent in Ohio, where… Read More »
Can Ohio Consumers Sue Over Hidden Junk Fees And Subscription Traps?
Consumers enroll in programs anticipating certain pricing. Later, they find out there were unexpected costs, automatic renewals, and complex cancellation policies. Subscription programs, streaming websites, and online shopping subscriptions are examples of how the practice of “junk fees” and subscription schemes has spread across all consumer areas. Ohio residents could have legal remedies against… Read More »
When Debt Collectors Sue You In Ohio: How To Respond To A Collection Lawsuit
It can be rather terrifying to learn from your creditor that they have initiated a lawsuit against you. Many times, Ohio residents receive their first knowledge of such a lawsuit by being served a court summons and complaint. While this kind of news can be alarming, you must know that there are several things… Read More »
Online Marketplace Scams: What Ohio Consumers Can Do After Buying A Defective Or Fraudulent Product
The internet has revolutionized the way people purchase and sell products. The advent of eBay, Facebook Marketplace, and third-party vendors on websites of established retailers makes shopping much more convenient. It has also opened up new avenues for fraud and deception. While Ohio residents can feel trapped when they’ve made a bad purchase, there… Read More »
Zombie Debt In Ohio: Can Debt Collectors Still Come After Old Debts?
Ohio residents who believe their past debts have been put to rest will be shocked when they come to life once again. These dormant debts are typically called “zombie debts” and are often acquired and traded by collection agencies at extremely low prices. Although debt collectors will make efforts to bring these debts back… Read More »
What Ohio Consumers Should Know About Subscription Cancellation “Dark Patterns”
Customers frequently subscribe to online accounts under the assumption that it will be convenient and flexible. The majority of streaming websites, fitness applications, food delivery services, and software vendors offer free trials or reduced prices to attract their clients. Some firms employ misleading subscription processes referred to as “dark patterns” that create problems for… Read More »
Why Using ChatGPT For Legal Advice Can Put Your Case At Risk
Artificial intelligence programs like ChatGPT are increasingly being used to answer questions, write documents, and conduct research. Although these programs are beneficial for use in certain situations, there are significant problems that can emerge when you rely on it for important decisions. Legal matters are complicated and sometimes require timely action, and using artificial… Read More »
Online Marketplace Scams: What Ohio Consumers Can Do When A Deal Goes Wrong
Sites such as Facebook Marketplace, Craigslist, and various others have streamlined the process of purchasing and reselling items through an easy online portal. From home goods and electronics to vehicles and collectible items, users are able to purchase products from local sellers. However, while the ease of use has helped drive growth, it has… Read More »
Wire Fraud In Ohio Real Estate Closings: How Buyers And Sellers Can Protect Themselves
When it comes to real estate sales, there is always a considerable amount of money involved. As such, it becomes very tempting for crooks and con artists to take advantage of real estate transactions. The problem is that the process often takes place during the closing, where the buyer needs to send a considerable… Read More »