Category Archives: Consumer Law
When A Contractor Disappears After A Deposit: Legal Options For Ohio Homeowners
Letting someone into your home to handle renovations or repairs takes some amount of trust. You’re counting on their know-how, management of your deposit upfront, and hoping the job gets done on time. But what if the contractor suddenly stops replying? Or they drag the project out with excuse after excuse. Or worse, they… Read More »
Credit Repair Scams: How Ohio Consumers Can Spot And Stop Them
Many Ohio consumers are working to improve their credit scores, often after financial hardship, medical bills, job loss, or unexpected debt. This has created fertile ground for “credit repair” companies offering quick fixes, fast score boosts, or the promise to “erase” negative marks from your credit report. While some legitimate organizations offer budgeting assistance… Read More »
Your Rights Under Ohio’s Consumer Protection Rules: What To Do If A Business Breaks The Law
Ohio’s consumer protection laws are there to level the playing field between individuals and businesses. Deceptive car sales, unfair debt collection tactics, or misleading advertisements are all conduct that Ohio law protects consumers from. Ohio consumers have strong legal protections that are designed to stop abuse and recover damages from offending businesses. Those who… Read More »
Ohio Consumer Protections You Probably Don’t Know About (And How To Use Them)
The majority of folks don’t necessarily think about consumer protection laws until something in their life goes wrong. A company overcharges, a contractor doesn’t deliver on their promises, or a debt collector refuses to stop calling. What many Ohio residents don’t realize is that both state and federal law provide powerful rights and remedies… Read More »
Understanding HOA Foreclosure In Dayton, OH
Homeowners Associations (or HOAs) are quite common in planned communities. They help maintain shared spaces and enforce community rules. Homeowners in these communities generally pay periodic fees to the HOA to cover costs. If you fall behind on these payments, it can have serious consequences, including the possibility that the HOA will place a… Read More »
How Can Ohio’s RESPA Rights Stop A Wrongful Foreclosure?
Receiving a foreclosure notice can be a frightening experience. The very thought of losing your home, a place where you’ve built so many memories, raised your family, and invested your savings, can overwhelm most people. But before you assume that foreclosure is inevitable, it’s important to know that you have rights under the law…. Read More »
Quiet Title Actions: Clearing Title And Resolving Ownership Disputes In Ohio
When you’re buying, selling, or investing in property, very few things are more important than holding a clear and marketable title. A clouded title, or one in which ownership is disputed, can derail a sale, complicate refinancing, or lead to costly disputes down the road. However, one of the most effective legal tools at… Read More »
Are Non-Compete Agreements Still Legal?
The legality of non-compete clauses in the U.S. is a complicated subject. Non-competes are generally governed by state laws. The Federal Trade Commission (FTC) has attempted to enact a nationwide ban on non-competes. However, this rule is being challenged in the courts. The State of Ohio permits non-compete agreements as a means for employers… Read More »
Tortious Interference: Protecting Your Business From Competitor Sabotage
In today’s competitive marketplace, aggressive tactics are quite common. However, if a competitor’s conduct crosses the line from legitimate competition to unlawful sabotage, it can cause your business significant harm. Here, the concept of tortious interference takes precedence. It offers businesses a pathway to file lawsuits and seek compensation for damages caused by illegal… Read More »
How The Ohio Consumer Sales Protection Act Safeguards Consumers Against Unfair Contract Terms
Contracts are commonplace when entering into a business relationship with a company that provides a service. Even when you use software, you are entering into a licensing agreement with the company providing the app. You also enter into a contract when you sign up for a gym membership or renovate your home. Contracts are… Read More »