Category Archives: Consumer Law
Ohio Consumer Protections You Probably Don’t Know About (And How To Use Them)
The majority of folks don’t necessarily think about consumer protection laws until something in their life goes wrong. A company overcharges, a contractor doesn’t deliver on their promises, or a debt collector refuses to stop calling. What many Ohio residents don’t realize is that both state and federal law provide powerful rights and remedies… Read More »
Understanding HOA Foreclosure In Dayton, OH
Homeowners Associations (or HOAs) are quite common in planned communities. They help maintain shared spaces and enforce community rules. Homeowners in these communities generally pay periodic fees to the HOA to cover costs. If you fall behind on these payments, it can have serious consequences, including the possibility that the HOA will place a… Read More »
How Can Ohio’s RESPA Rights Stop A Wrongful Foreclosure?
Receiving a foreclosure notice can be a frightening experience. The very thought of losing your home, a place where you’ve built so many memories, raised your family, and invested your savings, can overwhelm most people. But before you assume that foreclosure is inevitable, it’s important to know that you have rights under the law…. Read More »
Quiet Title Actions: Clearing Title And Resolving Ownership Disputes In Ohio
When you’re buying, selling, or investing in property, very few things are more important than holding a clear and marketable title. A clouded title, or one in which ownership is disputed, can derail a sale, complicate refinancing, or lead to costly disputes down the road. However, one of the most effective legal tools at… Read More »
Are Non-Compete Agreements Still Legal?
The legality of non-compete clauses in the U.S. is a complicated subject. Non-competes are generally governed by state laws. The Federal Trade Commission (FTC) has attempted to enact a nationwide ban on non-competes. However, this rule is being challenged in the courts. The State of Ohio permits non-compete agreements as a means for employers… Read More »
Tortious Interference: Protecting Your Business From Competitor Sabotage
In today’s competitive marketplace, aggressive tactics are quite common. However, if a competitor’s conduct crosses the line from legitimate competition to unlawful sabotage, it can cause your business significant harm. Here, the concept of tortious interference takes precedence. It offers businesses a pathway to file lawsuits and seek compensation for damages caused by illegal… Read More »
How The Ohio Consumer Sales Protection Act Safeguards Consumers Against Unfair Contract Terms
Contracts are commonplace when entering into a business relationship with a company that provides a service. Even when you use software, you are entering into a licensing agreement with the company providing the app. You also enter into a contract when you sign up for a gym membership or renovate your home. Contracts are… Read More »
Understanding Fraudulent Misrepresentation In Business Deals
When you sign a contract, you want to be reasonably certain that the other party is honest and operates in good faith. Businesses, however, sometimes find themselves entangled in disputes that arise from fraudulent misrepresentation. In this article, the Columbus business torts attorneys at Kohl & Cook Law Firm, LLC, will discuss the concept… Read More »
Ohio Sues Six Used Car Dealerships After Customers Complain About Not Receiving Titles
The State of Ohio has filed a consumer fraud lawsuit against six used car dealerships who allegedly defrauded customers by failing to hand over the titles to automobiles they purchased. The Ohio Attorney General, Dave Yost, has accused the dealerships of failing to properly provide the titles of vehicles to purchasers. Yost recommends that… Read More »
Ohio Attorney General Alleges United Wholesale Mortgage Colluded With Brokers To “Rip Off” Consumers
The Attorney General of Ohio has filed a consumer fraud lawsuit against United Wholesale Mortgage (UWM) alleging that the Michigan-based lender conspired with brokers to “rip off” consumers. According to the complaint, which was filed in the Ohio County Common Pleas Court, UWM falsely represented that certain mortgage brokers were operating independently of UWM…. Read More »