Category Archives: FDCPA Claims Creditor Harassment
Attorney General Sues Florida Debt Collector Alleging Abusive Practices In Ohio
Ohio Attorney General Dave Yost has filed a lawsuit against a Florida debt collector who employed harassing and abusive tactics in an attempt to recover debts from Ohio residents. The lawsuit was filed in October in the Franklin County Common Pleas Court. It targeted an Orlando-based debt collector who operated under names such as… Read More »
Ohio Hospital System Settles Class Action Lawsuit Alleging Violations Of The Fair Debt Collection Practices Act (FDCPA)
Bon Secours Mercy Health and Avectus Healthcare Solutions have both agreed to pay $2.5 million to end a class action lawsuit filed in 2015. According to the lawsuit, plaintiffs accused both the Ohio hospital system and the healthcare consulting company of violating the Ohio Consumer Sales Practice Act and the Fair Debt Collection Practices… Read More »
CFPB Files Lawsuit Against Debt Buyer Companies For Unlawful Debt Collection Practices Based On Third-Party Conduct
A New York federal district court recently denied a motion to dismiss a lawsuit filed in January 2022 by the Consumer Financial Protection Bureau (CFPB) against three companies whose major business model is to purchase portfolios of defaulted debts (corporate defendants) and three individuals who are owners/officers of the corporate defendants (individual defendants). The… Read More »
Do Emails Made Outside Of Hours Of Service Violate FDCPA?
The Fair Debt Collection Practices Act prohibits debt collectors from taking certain actions or calling at certain times. However, the law was drafted in 1977, long before widespread email, text messages, and social media existed. Bill collectors are allowed to use these avenues to contact debtors. But other restrictions apply such as when the… Read More »
I’m Being Asked To Pay A Debt That Isn’t Mine. What Should I Do?
According to the Consumer Financial Protection Bureau, 44% of all complaints regarding debts are for debts that the complaining party doesn’t even owe. These could be debts that you have already paid off or debts owed by another party. You do have certain rights as a consumer to stop creditor harassment, dispute the debt,… Read More »
Can You Sue A Debt Collector For Harassment?
Yes, you can sue a debt collector for harassment. The Fair Debt Collection Practices Act (FDCPA) outlines the rules that debt collectors must abide by when attempting to recover a debt. If a debt collector is violating the FDCPA in their attempts to collect money from you, you have the right to file a… Read More »
What Constitutes Creditor Harassment in Ohio?
Thousands of Ohio residents are struggling with debt and facing creditor harassment. If you count yourself among them, there are remedies at your disposal. Several state and federal laws prohibit specific tactics used by creditors and collections agencies to recover a debt. There is a process for filing complaints against creditors and debt collectors… Read More »
How Does the Fair Debt Collection Practices Act Protect Me, As A Consumer?
The debt collection industry relies almost entirely on threats of intimidation with the hopes that consumers can be tricked into providing them with funds that they likely aren’t entitled to and the consumers are not legally required to provide them with, and medical bills are one of the most common subjects of debt collection… Read More »