Category Archives: FCRA Claims/Credit Repair
Understanding The Fair Credit Reporting Act (FCRA)
The Fair Credit Reporting Act, also known as the FCRA, is a federal law that ensures information found in your consumer credit file is accurate and fair. The law further regulates how agencies are allowed to collect and access your data, in addition to how it can be shared. The purpose of the FCRA… Read More »
Understanding The Fair Credit Reporting Act (FCRA)
The Fair Credit Reporting Act ensures that consumers have certain legal rights and protections from companies in charge of gathering, reviewing, and reporting data. These companies (known as Consumer Reporting Agencies or CRAs) must report credit accounts fairly and accurately. The most popular companies that provide these services include Equifax, Experian, and TransUnion. Under… Read More »
How Do I Protect Myself From False Information On My Credit Report?
Consumers are often shocked to find accounts they don’t recognize on their credit reports. A lot of individuals have false information on their credit reports and they aren’t even aware of it. They find out quickly enough when they are denied a credit card, car loan, or mortgage. Then they scramble to try to… Read More »
Will Disputing Errors On My Credit Report Damage My Credit Score?
Some of our clients have asked us this question, so we decided to make a blog post about it. Disputing errors on your credit report will not damage your credit score. In fact, it is your right as a consumer to dispute any inaccurate reporting that is hurting your credit score now. The Fair… Read More »