Category Archives: Foreclosure Defense
What Is A Deed In Lieu Of Foreclosure?
There are numerous ways to stop a foreclosure on your home. Some of these ways, including refinancing, are options for those who can still make payments. For those who are out of options, losing your house may be inevitable, but you can still avoid the lender foreclosing on your home. This is beneficial because… Read More »
Can A Foreclosure Defense Attorney Help Me Keep My Home?
Foreclosures are complicated affairs. If you’re facing foreclosure, then you may be wondering whether or not it’s worth it to hire a foreclosure defense attorney to represent you against the mortgage company. As with many legal questions, the answer is: it depends. Before you decide to hire a foreclosure defense attorney in Columbus or… Read More »
Can A Homeowners Association Foreclose On My Home?
If you’re a member of a homeowners association, then it’s within the realm of possibility that the HOA can foreclose on your home. While rare, it does happen. In this article, the Columbus, OH foreclosure defense attorneys at Kohl & Cook, LLC will discuss HOA foreclosures and what you can do to stop one…. Read More »
Can A Mortgage Loan Modification Attorney Help Me Keep My Home?
While mortgage loan modification was always an option for homeowners who were behind in their mortgages, it wasn’t a popular option until the Recession of 2008-2014. In 2009, America was facing a foreclosure crisis. To address the matter, the federal government enacted a measure to help borrowers modify their mortgages and make their payments… Read More »
How To Stop A Foreclosure While Avoiding Bankruptcy
Bankruptcy attorneys will tell you that one way to stop foreclosure is to file for bankruptcy. However, the automatic stay that is afforded by a bankruptcy filing only lasts as long as the bankruptcy lasts. That means that you may only be delaying the inevitable. There are other ways to stop a foreclosure that… Read More »
Short Sale As A Solution To Avoid Foreclosure
Today, numerous consumers are facing foreclosure of their primary homes. In many cases, there is no way that they can keep their home. In these cases, it may be best to avoid foreclosure because of what it can do to your credit rating. One way to accomplish this is through a short sale. A… Read More »
What Is Loss Mitigation? Options To Avoid Foreclosure
Certain loss mitigation options can help you keep your home, such as Loan Modification and Forbearance. Sometimes also referred to as “retention,“ Loss Mitigation describes the process of lenders assisting borrowers who are struggling to make monthly mortgage payments by providing them with repayment or relief options in order to avoid foreclosure. As a… Read More »
Options For Those Who Cannot Afford Their Mortgage
As Columbus foreclosure defense lawyers, we are well-versed with providing clients with options when they can no longer afford their mortgages any longer. There is no question that when hard times hit, keeping up with your mortgage payments can be a challenge, especially if other financial burdens – such as medical bills and debt… Read More »
U.S. Supreme Court Rules on Property Tax Foreclosure Across Country
Foreclosure filings in Ohio and elsewhere are unfortunately up, with more than 35,000 nationwide filed in one month, including auctions, bank repossessions, and default notices. Sadly, this recent increase indicates a growing trend. Ohio in particular came in as one of the states with the highest overall foreclosure rates, with one in every 2,478… Read More »
Mortgage Refinancing Mistakes to Avoid
As Columbus foreclosure defense attorneys, we assist a number of clients with mortgage refinancing each year, as this can help homeowners avoid foreclosure, in some circumstances. It is wise to work with a professional when it comes to the refinancing process so that you make sure that it is done correctly and you don’t… Read More »