Author Archives: Jay Butchko
Court Rules That A Single Voicemail Is Enough To Violate The Telephone Consumer Protection Act
The Telephone Consumer Protection Act of 1991 (TCPA) is a piece of legislation that regulates telephone solicitation. The law governs how telemarketers are allowed to interact with their customers. Violations of this law can result in severe penalties. Consumers may be able to file lawsuits against businesses that violate the law. In this article,… Read More »
OpenAI Scores Major Victory Over Copyright Infringement Claims
Generative AI has produced several problems for courts all across the country. As it stands, however, plaintiffs are having a difficult time filing copyright claims against major chatbots such as ChatGPT and the company that created it, OpenAI. A recent court decision indicates that trend will continue after a district court judge dismissed several… Read More »
Can A Foreclosure Defense Attorney Help Me Keep My Home?
Foreclosures are complicated affairs. If you’re facing foreclosure, then you may be wondering whether or not it’s worth it to hire a foreclosure defense attorney to represent you against the mortgage company. As with many legal questions, the answer is: it depends. Before you decide to hire a foreclosure defense attorney in Columbus or… Read More »
How Do I Protect Myself From False Information On My Credit Report?
Consumers are often shocked to find accounts they don’t recognize on their credit reports. A lot of individuals have false information on their credit reports and they aren’t even aware of it. They find out quickly enough when they are denied a credit card, car loan, or mortgage. Then they scramble to try to… Read More »
DraftKings, FanDuel Facing Lawsuit For Consumer Fraud, False Advertising
A class-action lawsuit has been filed against the sports betting companies FanDuel and DraftKings over allegations of consumer fraud, false advertising, and negligence. The lawsuits have been filed in New York and Illinois. A Kentucky resident filed the first case alleging that the two companies allowed employees to enter on the other’s site for… Read More »
When Should You Hire A Consumer Law Attorney?
The federal government and the state of Ohio have a framework of laws in place that are designed to protect individual consumers from fraud or other illegal practices. These laws cover a range of actions such as identity theft, debt collection practices, credit reporting errors, telephone and text communications, and more. Sometimes, companies violate… Read More »
Can A Homeowners Association Foreclose On My Home?
If you’re a member of a homeowners association, then it’s within the realm of possibility that the HOA can foreclose on your home. While rare, it does happen. In this article, the Columbus, OH foreclosure defense attorneys at Kohl & Cook, LLC will discuss HOA foreclosures and what you can do to stop one…. Read More »
Ohio Attorney General Sues Solar Power Company Over Aggressive Sales Tactics And Consumer Fraud
The Ohio Attorney General recently filed a lawsuit against a North Carolina-based company that sells solar panels. The attorney general filed their complaint after more than 100 customers complained about shoddy or substandard work and high-pressure sales tactics. Pink Energy, formerly known as PowerHome Solar, faces allegations of: Aggressive sales tactics Misrepresenting cost savings… Read More »
Common Violations Of The Real Estate Settlement Procedures Act (RESPA)
The Real Estate Settlement Procedures Act (RESPA) is a federal consumer protection law established in 1974 meant to safeguard home buyers from predatory lenders. RESPA ensures that disclosures are given to buyers and sellers during the mortgage application process. It also seeks to safeguard consumers against unethical business practices such as kickbacks, surcharges, and… Read More »
Can A Mortgage Loan Modification Attorney Help Me Keep My Home?
While mortgage loan modification was always an option for homeowners who were behind in their mortgages, it wasn’t a popular option until the Recession of 2008-2014. In 2009, America was facing a foreclosure crisis. To address the matter, the federal government enacted a measure to help borrowers modify their mortgages and make their payments… Read More »