Author Archives: Jay Butchko
How To Stop A Foreclosure While Avoiding Bankruptcy
Bankruptcy attorneys will tell you that one way to stop foreclosure is to file for bankruptcy. However, the automatic stay that is afforded by a bankruptcy filing only lasts as long as the bankruptcy lasts. That means that you may only be delaying the inevitable. There are other ways to stop a foreclosure that… Read More »
What Are The Rules That Debt Collectors Must Follow?
Those who have fallen behind on their payments know just how aggressive debt collectors can be. Ohio law doesn’t place restrictions on the conduct of debt collectors, but federal law does under the Fair Debt Collections Practices Act (FDCPA). The rules don’t apply to original creditors and the law won’t stop debt collectors from… Read More »
Construction Company Sues School District Over Stalled Project
Performance Construction company has filed a breach of contract claim against the Forest Hills Board of Education over a construction project from which the company was fired. According to the school district, they were unhappy with the pace and quality of the work rendered by the contractor and fired them from the project for… Read More »
Attorney General Sues Roofing Contractor For Pocketing Payments, Failing To Provide Services
Attorney General Dave Yost has filed an Ohio Consumer Sales Practices Act (OCSPA) lawsuit against a Columbus-based roofing contractor who allegedly pocketed nearly $45,000 from customers but never finished or even began the work to be performed. The lawsuit has been filed against Ryan Roofing and Home Improvements and its owner, Anthony Ryan. The… Read More »
FTC And Consumer Financial Protection Bureau Cite FCRA Violations Against Rental Screening Company
The Federal Trade Commission (FTC) and the Consumer Financial Protection Bureau (CFPB) recently cited a rental screening company for violations of the Fair Credit Reporting Act (FCRA). The company is alleged to have failed to ensure the accuracy of rental background checks that were provided to landlords. The rental screening company was also alleged… Read More »
Elements Of A Breach Of Contract Claim In Ohio
As an Ohio business owner, you use contracts every day. When another party violates the terms of that contract, you have little recourse to enforce the terms. However, the Columbus breach of contract attorneys at Kohl & Cook can help you file a breach of contract claim against the offending party to recoup financial… Read More »
Attorney General Files Lawsuit Against Ohio Builder Accused Of Stealing $500,000 From Customers
A Central Ohio builder has been sued by the Ohio attorney general and is now indicted on over 51 criminal charges related to the loss of $500,000 by customers. The builder was tasked with building pole barns and garages for Ohio residents. According to the allegations, the builder accepted money from customers to complete… Read More »
Consumer Fraud Actions Rise By Millions In Ohio
A federal consumer protection agency stated that bank and credit card complaints increased by the millions in Ohio this past year. Fraudsters managed to bilk Ohio residents of up to $150 million in fraudulent transactions according to new data published by the Federal Trade Commission (FTC). Ohio consumers reported losing 50% more money in… Read More »
Ohio Couples Files Breach Of Contract Lawsuit Against Allstate After Their House Burns Down
The Ohio State Fire Marshal has recently weighed in on a house fire that occurred in August of 2021. The report was inconclusive. The Fire Marshal was unable to rule out accidental or intentional causes of the fire due to electrical appliances in the area of origin. The investigation could not rule out a… Read More »
Short Sale As A Solution To Avoid Foreclosure
Today, numerous consumers are facing foreclosure of their primary homes. In many cases, there is no way that they can keep their home. In these cases, it may be best to avoid foreclosure because of what it can do to your credit rating. One way to accomplish this is through a short sale. A… Read More »