Recent Blog Posts
The Growing Risk Of Automated Debt Collection In Ohio: What To Do When The Law Meets AI
If you’ve noticed your phone buzzing more often recently, you’re not alone. Automated debt collection systems (like robocalls, scripted text messages, and auto-generated emails) have exploded in recent years. Creditors and collection agencies are increasingly using artificial intelligence to decide when to call, what to say, and how to pressure consumers. For many Ohio… Read More »
Construction Contract Disputes In Ohio: How To Protect Your Small Business From Costly Delays & Claims
For many Ohio contractors, subcontractors, and small construction companies, a single contract dispute can derail an entire project. Missed deadlines, unclear scopes of work, disputed change orders, and payment conflicts don’t just cause frustration, they can lead to liens, lawsuits, and serious financial exposure. Since construction projects involve multiple moving parts and strict timelines,… Read More »
Understanding Mechanic’s Liens In Ohio: What DIY Homeowners Need To Know
Home renovation is now more popular than ever, especially as homeowners look to improve property value or customize their space without the cost of hiring a general contractor. But even when you take on a project yourself, you might still be exposed to legal risk many homeowners don’t expect: a mechanic’s lien. Mechanic’s liens… Read More »
Debt Collection In Ohio: Your Rights Under The FDCPA And The Ohio Consumer Sales Practices Act
When you’re dealing with debt, the last thing you need is a collector calling nonstop, threatening you, or pressuring you into paying money you don’t owe. Unfortunately, many Ohio consumers experience exactly that. The good news is that both federal and state law give you strong protections — and you have more power than… Read More »
Your Rights Under Ohio’s Consumer Protection Rules: What To Do If A Business Breaks The Law
Ohio’s consumer protection laws are there to level the playing field between individuals and businesses. Deceptive car sales, unfair debt collection tactics, or misleading advertisements are all conduct that Ohio law protects consumers from. Ohio consumers have strong legal protections that are designed to stop abuse and recover damages from offending businesses. Those who… Read More »
Emerging Risks For Ohio Homeowners: AI-Driven Mortgage Servicing Errors & What To Do
Over the past couple of years, the mortgage servicing industry has quietly adopted artificial intelligence to handle its mortgages. Automated payment processing. AI-powered chatbots. Digital escrow management. All this technology now touches almost every stage of mortgage servicing. On the one hand, these tools can improve efficiency. On the other hand, they can introduce… Read More »
When Your Vendor Won’t Deliver: Practical Steps For Ohio Small Businesses Under CSPA
Many Ohio businesses rely on their vendors and suppliers. You order inventory or professional services and timely delivery can make or break your operations. What happens, though, when a vendor fails to deliver? Fortunately, Ohio law (the Ohio Consumer Sales Practices Act) and other rules provide several options for your small business seeking remediation…. Read More »
Kohl & Cook Launches 2025 Holiday Food Drive to Support Families in Need
This holiday season, Kohl & Cook Law Firm is supporting two important community initiatives designed to bring relief and joy to families across Central Ohio: the Mid-Ohio Food Collective Holiday Meals Campaign and our firm’s annual Christmas Toy Drive. These efforts reflect our continued commitment to serving the communities in which we live and… Read More »
Common Defenses In Ohio Foreclosure Lawsuits
If you, as a homeowner, were to fall behind on your mortgage payments, you likely think that foreclosure is inevitable. In Ohio, however, lenders have to meet strict requirements before they can take away your home. A lot of foreclosure cases fail because the bank cannot prove it has the right to enforce the… Read More »
Recent Supreme Court Decisions That Could Impact Your Foreclosure Defense
Ohio residents facing foreclosure often feel like the system is stacked against them. But court decisions can significantly change the legal landscape, sometimes in favor of borrowers. Over the past few years, the Ohio Supreme Court has issued several rulings that shape how foreclosure cases are handled. This clarifies the rights of both lenders… Read More »