Author Archives: Jay Butchko
What Is A Deed-In-Lieu Of Foreclosure?
As attorneys who work in foreclosure defense, we’ve seen just what financial crises can do to individuals and families faced with foreclosure. One alternative to foreclosure that some owners consider is what’s known as a deed-in-lieu of foreclosure, whereby the homeowner transfers the title on the property (or hands it over) to the lender…. Read More »
Ohio Breach Of Contract By Landlord
As attorneys who work in civil litigation, we regularly see a number of breach of contract disputes each year. Sometimes breach of contract can occur with the landlord over at lease (or rental agreement/contract), and lease violations can occur in a number of contexts; for example, some of those disputes involve tenants challenging repairs… Read More »
Is Your Optometrist Violating Consumer Law?
You may not be aware that it is your right, as a consumer, to receive your prescription, in hand, when you leave the eye doctor’s office in order to shop for the best deal. Once you have paid your bill, you have the right to obtain this documentation; and it should include the optometrist’s… Read More »
When Auto Lenders Violate Consumer Laws
Auto lenders can violate consumer laws by engaging in predatory lending and unfair practices with auto title loans in violation of the Consumer Financial Protection and Truth in Lending Acts. Specifically, a number of these entities are privately held companies that operate using multiple trade names and offer automobile title loans and unsecured loan… Read More »
Partner Andrew Gerling Presenting At National Business Institute’s Upcoming Course, Real Estate Foreclosure In Ohio
Andrew Gerling is a partner at Kohl & Cook Law Firm, LLC. He oversees the firm’s consumer litigation and small business practices. Please consider joining Andrew as he presents, with other distinguished counsel, a course through the National Business Institute (NBI) entitled “Real Estate Foreclosure in Ohio, Step by Step” on Wednesday, May 03, 2023. Course Content: Foreclosure:… Read More »
Consumer Class Actions Filed Against PayPal For Breaches
In March, consumer law lawsuits were filed against PayPal in conjunction with a data breach that affected 35,000 users. Specifically, one class action lawsuit accuses the company of failing to adequately safeguard the private information of its users, leaving them vulnerable to identity theft. In the litigation, plaintiffs have accused PayPal of failing to… Read More »
Airlines & Consumer Law Violations
In January, the US Department of Transportation announced that airlines have regularly been violating consumer protection laws. There are thousands of complaints every year involving systematic failures to provide required credits to those who lost travel opportunities during the COVID-19 pandemic. Recent examples include Southwest Airlines canceling close to 16,000 flights to date and… Read More »
Conflicts Of Interests Inside Homeowners Associations
As attorneys who work on consumer protection, real estate, and Homeowners Association (HOA) foreclosure disputes, we frequently receive questions about general conflict of interest queries. One example of where conflict of interest issues can arise in these areas can involve HOA board members and the various interests that they represent. For example, if an… Read More »
Harassing & Threatening Debt Collection Practices
More than 60 percent of consumers have indicated that they have been contacted far too frequently by creditors and/or debt collectors, and every year, there are thousands of consumer complaints related to debt collection. While consumer debt is on the rise, unfortunately, there are a number of entities out there hired to engage in… Read More »
When Messy Contractor Disputes Cause Damage
When you enter into a work agreement with a contractor, you expect that work to be done with professionalism and in accordance with the highest standards. Unfortunately, for a number of people who enter into these contracts, it can become frustrating and sad to come home, depending upon whether and to what extent damage… Read More »