Author Archives: Jay Butchko
I’m Being Asked To Pay A Debt That Isn’t Mine. What Should I Do?
According to the Consumer Financial Protection Bureau, 44% of all complaints regarding debts are for debts that the complaining party doesn’t even owe. These could be debts that you have already paid off or debts owed by another party. You do have certain rights as a consumer to stop creditor harassment, dispute the debt,… Read More »
Supreme Court Set To Rule On Consumer Financial Protection Bureau Funding
The Consumer Financial Protection Bureau (CFPB) is a federal agency that protects consumers from unfair, deceptive, and abusive business practices. They file lawsuits against businesses that break the law as well as performing outreach for consumers to ensure that they are kept abreast of all the latest scams. In October 2023, the U.S. Supreme… Read More »
How To Remove A Mechanic’s Lien In Ohio
A mechanic’s lien may be attached to a piece of property if a construction company that performed work on the property is not paid for their services. The construction company can then place a lien on the property to secure priority repayment. Sometimes, the work on the property is not completed properly or the… Read More »
What Is A Quiet Title Lawsuit In Ohio?
They say that possession is nine-tenths of the law. That’s because issues related to possession and ownership can quickly become complex. What happens if more than one individual claims ownership of a property? In that case, a lawsuit can be filed to have the court intervene and determine the real owner of a piece… Read More »
Generative AI Company Anthropic Sued By Universal Music Group For Copyright Violations
Universal Music Group, one of the largest holders of music copyrights in the country, has filed a copyright infringement lawsuit against Anthropic, a generative AI company that recently accepted $6 billion in investment capital from Google and Amazon. Also named as plaintiffs in the lawsuit are Concord Music Group, and ABKCO. The plaintiffs are… Read More »
Can You Sue A Debt Collector For Harassment?
Yes, you can sue a debt collector for harassment. The Fair Debt Collection Practices Act (FDCPA) outlines the rules that debt collectors must abide by when attempting to recover a debt. If a debt collector is violating the FDCPA in their attempts to collect money from you, you have the right to file a… Read More »
How To File A Lemon Law Claim In Ohio
Both the state of Ohio and the federal government have laws regarding defective automobiles, trucks, and motorcycles purchased by consumers. These laws protect consumers from so-called lemons and provide compensation to Ohio consumers who have purchased non-commercial vehicles that don’t work properly. These laws cover all non-commercial vehicles and other consumer appliances and products… Read More »
General Counsel Services For Small Businesses: Should I Hire An Attorney?
While many small business owners choose not to hire an attorney until a problem arises, there are numerous benefits to retaining a general counsel attorney for small businesses in Ohio. Running a small business can be challenging. Small business owners typically juggle numerous responsibilities. Having access to general counsel services can provide your business… Read More »
What Is A Deed In Lieu Of Foreclosure?
There are numerous ways to stop a foreclosure on your home. Some of these ways, including refinancing, are options for those who can still make payments. For those who are out of options, losing your house may be inevitable, but you can still avoid the lender foreclosing on your home. This is beneficial because… Read More »
TikTok Faces Consumer Fraud Lawsuit In Iowa. Could Other States Follow Suit?
Iowa’s Attorney General has filed a consumer fraud lawsuit against the social media site, TikTok, alleging that the site makes adult content available to children, bypasses parental control features, and inappropriately rates the app for ages 12 and up. The Iowa AG accuses TikTok of exposing children to graphic materials such as sexual content,… Read More »