Author Archives: Jay Butchko
EEOC Sues Staffing Agency For Disqualifying Candidate Based On Religious Accommodation
The EEOC has recently filed suit against a Washington-based staffing and recruiting agency for violating federal law after the company rejected a qualified job applicant who asked for a religious accommodation to attend Friday prayer. According to the EEOC’s lawsuit, Logic Staffing invited the applicant to interview at its headquarters the day after receiving… Read More »
What Is RESPA And How Does It Protect Consumers?
RESPA — the Real Estate Settlement Procedures Act of 1974 — is a federal law that protects consumers from predatory lending practices in residential real estate transactions. It is enforced by the Consumer Financial Protection Bureau (CFPB). RESPA protects mortgage borrowers from unscrupulous lending actions. It requires lenders to disclose financial information so consumers… Read More »
CFPB Orders Portfolio Recovery Associates To Pay $24 Million For Illegal Debt Recovery Practices
The Consumer Financial Protection Bureau (CFPB) filed suit against Portfolio Recovery Associates, one of the largest debt collectors in the nation, for repeated violations, and for violating a 2015 CFPB order, and for engaging in other violations of the FDCPA (Fair Debt Collection Practices Act). The proposed order would levy a $24 million fine… Read More »
Genesis Coin Files Copyright Infringement Lawsuits Against AML Software Inc. And Bitcoin Of America
Genesis, a company that operates Bitcoin ATMs, has filed a copyright infringement lawsuit against AML Software Inc. and Bitcoin of America, alleging that the companies used code from their software in producing software of their own. According to the writeup on their website, Genesis is the world’s oldest and largest Bitcoin ATM software platform… Read More »
CFPB Files Amicus Brief In FDCPA Case
The Consumer Financial Protection Bureau (CFPB) recently filed two amicus briefs. The first amicus brief was filed in a First Circuit case involving the Fair Debt Collection Practices Act (FDCPA). The second brief was filed jointly with the Federal Trade Commission (FTC) in a Fourth Circuit case involving the Fair Credit Reporting Act (FCRA)…. Read More »
What Damages Can I Sue For In A Breach Of Contract Lawsuit?
Breach of contract lawsuits occur frequently between business partners, businesses and other businesses, and businesses and individuals. When a contract is breached, the breaching party may be liable for damages related to the breach. To prove a valid breach of contract claim, you need to establish the following elements: You and the breaching party… Read More »
Supreme Court Rules That Developer Is Entitled To Prejudgment Interest From Port Authority
The Supreme Court of Ohio recently ruled that a Cincinnati-area port authority is subject to a state law that directs a party who breached a contract to pay an additional sum for delaying payment while the matter is disputed in court. In a 5-2 decision, the Supreme Court of Ohio ruled that the Port… Read More »
Is Bankruptcy The Best Option For Keeping Your Home During Foreclosure?
Bankruptcy lawyers will, of course, tout bankruptcy as an option for fighting foreclosure. It is certainly not the only option, and should only be used as a last resort. That’s because a Chapter 7 bankruptcy will stay on your credit report for the next 10 years. Chapter 13 will stay on your credit report… Read More »
Breach Of Fiduciary Duty Lawyer In Columbus, OH
A fiduciary is someone who acts in the best interests of another person. Under Ohio law, a fiduciary relationship is established when someone has knowingly been placed in a position of trust or confidence for the benefit of one or more other parties. When a fiduciary accepts a fiduciary relationship between themselves and another… Read More »
What Is Zombie Debt And Do I Have To Pay It?
Debt has a statute of limitations. Essentially, every state has its own statute of limitations when it comes to debts. In Ohio, the statute of limitations for most kinds of debt is 6 years. Once that 6 years has elapsed, a creditor can no longer initiate a lawsuit against you. The debt becomes time-barred… Read More »