Category Archives: FDCPA Claims Creditor Harassment
I’m Being Asked To Pay A Debt That Isn’t Mine. What Should I Do?
According to the Consumer Financial Protection Bureau, 44% of all complaints regarding debts are for debts that the complaining party doesn’t even owe. These could be debts that you have already paid off or debts owed by another party. You do have certain rights as a consumer to stop creditor harassment, dispute the debt,… Read More »
Can You Sue A Debt Collector For Harassment?
Yes, you can sue a debt collector for harassment. The Fair Debt Collection Practices Act (FDCPA) outlines the rules that debt collectors must abide by when attempting to recover a debt. If a debt collector is violating the FDCPA in their attempts to collect money from you, you have the right to file a… Read More »
What Constitutes Creditor Harassment in Ohio?
Thousands of Ohio residents are struggling with debt and facing creditor harassment. If you count yourself among them, there are remedies at your disposal. Several state and federal laws prohibit specific tactics used by creditors and collections agencies to recover a debt. There is a process for filing complaints against creditors and debt collectors… Read More »
How Does the Fair Debt Collection Practices Act Protect Me, As A Consumer?
The debt collection industry relies almost entirely on threats of intimidation with the hopes that consumers can be tricked into providing them with funds that they likely aren’t entitled to and the consumers are not legally required to provide them with, and medical bills are one of the most common subjects of debt collection… Read More »